Personal Auto Vs Commercial Auto. While both policies pay for property. If you are using a vehicle for work, you most likely need commercial coverage.
Commercial auto insurance policies offer broader coverage and higher liability limits, which often costs more. One of the biggest differences between commercial auto insurance and personal auto insurance is the extension of coverage to family members. If the vehicle is used personally it would be less.
Additionally, if you have employees driving your vehicle,.
Commercial auto insurance might seem the same as a personal policy, so what is the difference? The decisive word in the definition is. Prices as high as $160 have also been. Like personal auto insurance, a commercial auto insurance policy can be structured to offer sufficient financial protection against personal injury.